Fractional CFO for growing businesses
Senior financial leadership for part of the month. Numbers you can trust, cash you can see, and the confidence to make big decisions without guessing.
Signs you need a fractional CFO
- Month-end is late, and the reports do not match reality.
- Revenue is growing, but profit is not.
- Margins are shrinking and no one can explain why.
- You are not sure how much cash you will have in three months.
- Pricing and buying decisions are based on gut feel.
- You do not have accurate landed costs or product margins.
- Lenders, investors or the board want reporting you cannot easily produce.
What you don’t measure, you don’t manage.
Your accountant looks backwards, making sure the books and tax returns are right. A fractional CFO looks forwards, helping you understand the numbers, plan cash and make better decisions.
We work alongside your existing bookkeeper and accountant, not instead of them.
Know your numbers, without being the one chasing them
Before, 6 jobs land on you every week. After, you carry 2.
Before
Everything runs through you- Chasing month-end figures
- Building cash forecasts at night
- Working out where margin went
- Preparing board and lender packs
- Pricing on gut feel
- Fielding bank and auditor queries
After
Michélle and her team take the weightWe handle- Monthly management accounts and KPI pack
- A cash flow forecasting plan
- Margin and cost analysis
- Board, investor and lender reporting
- Controls and audit preparation
- Working with your accountant
- The big financial decisions
- Approving budgets and investments
What your fractional CFO does
Clear, decision-ready financial leadership, built around the way your business makes money.
Reporting you can trust
- Monthly management accounts and KPI packs
- Board, investor and lender reporting
- Faster, more reliable month-end
Cash and planning
- Rolling cash flow forecasts
- Annual budgets and reforecasts
- Scenario planning for big decisions
Margins and profit
- Product, customer and channel margin analysis
- Landed cost and pricing reviews
- Cost reduction opportunities
Controls and compliance
- Finance processes, policies and controls
- Audit readiness and lender requirements
- Close working with your accountant on statutory accounts and tax
How it works
Your fractional CFO
Trisha leads our fractional CFO work, with Michélle bringing outsourced CFO and board experience from business turnarounds. On your discovery call, we will match you with the right lead for your priorities.
Trisha Pillay CA(SA)
A qualified chartered accountant with 10+ years leading group finance for property, investment and multi-entity businesses: management accounts, board reporting, budgets, cash flow, audits and tax compliance.
Michélle Janse van Rensburg
16+ years moving founder-led businesses from firefighting to scalable, profitable operations, with 400+ implementations across 17 countries. Michélle has also served as an outsourced CFO and board member through business turnarounds.
What this looks like in practice
Every business is different, and results depend on your starting point and how you implement the plan.
What clients and colleagues say
“Michelle is a rare combination of dreamer and realist. She is a natural entrepreneur with the ability to implement practical and high-impact solutions… With Michelle on your team, you should prepare for your business or project to be taken to the next level.”Stefan BothaCEO, Optimi Group · MentorRecommendation on LinkedIn
“There was never any hard sell. She took the time to get to know us, understand what we were trying to achieve and work within our budget… Her team took the time to understand our processes and how we operated, rather than simply expecting us to change everything to fit the system.”Graham LaneDuckhams · ClientRecommendation on LinkedIn
Plans and pricing
Senior leadership sized to your business, from US$3,500 to US$8,000 a month. No long-term contract.
Starter
Up to 1 leadership session a month
- KPIs and accountability
- Systems and process guidance
- WorkflowMax operating platform
- Digital transformation oversight
- Email support
Growth
Up to 2 leadership sessions a month
- Everything in Starter
- Ongoing operational leadership
- Process improvement and automation
- Team accountability
Scale
Up to 4 leadership sessions a month
- Everything in Growth
- Embedded operational leadership
- Strategic execution
- Priority support
Sessions are with your fractional COO, CFO or a specialist from the team, delivered remotely by video call. Optional on-site strategy days are charged separately. We confirm the right plan with you after your discovery call.
Frequently asked questions
What does a fractional CFO do?
A fractional CFO is a part-time chief financial officer. They produce reliable management reporting, forecast cash, build budgets, analyse margins and help the leadership team make confident financial decisions.
What is the difference between a fractional CFO and an accountant?
Your accountant mainly looks backwards: preparing statutory accounts and tax returns. A fractional CFO looks forwards: forecasting, planning, analysing performance and helping you decide what to do next. We work alongside your accountant.
Do you do bookkeeping or file tax returns?
Our fractional CFO service focuses on financial leadership, reporting and planning. We work with your existing bookkeeper and accountant for day-to-day bookkeeping, statutory accounts and tax filings, and can help you find the right support if you need it.
Which accounting systems do you work with?
We are experienced with Xero and its connected apps, and work with a range of other accounting and inventory systems, including Cin7 for stock and landed costs.
Do you work with businesses internationally?
Yes. We work with founder-led businesses around the world, and schedule sessions to suit your time zone.
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Ready to trust your numbers?
Book a free discovery call. We’ll look at where your finances are holding the business back and show you where a fractional CFO would start.
Book a free discovery call